A Helping Hand For Michigan Families
Over 120 years of combined legal experience advocating debt resolution for our clients.
We look forward to earning your trust.
It depends on your circumstances. In the case of a foreclosure or repossession, you could try to negotiate directly with your creditors. If they agree to work with you and you can afford the terms they offer, then you may not need to file.If you have mainly unsecured debts (i.e. credit card bills, medical bills, etc.) then you could explore a debt management program as opposed to Chapter 7 “Fresh Start” or Chapter 13 “Reorganization.” The disadvantage of the debt management programs is they do not guarantee that your creditors will agree to accept proposed terms and/or stop collection efforts or creditor actions.We encourage all our clients to explore all their available options before determining the best course of action. We provide an honest assessment of your circumstances at the initial consultation and the attorney will advise you of all your available options and discuss what makes the best sense based on your personal circumstances. If bankruptcy is not right for you, we will tell you. The decision to file for bankruptcy is never a first choice, but sometimes it is the best choice.If you do need to file, we hope to earn your trust. Please call us for a free private, initial consultation.
I would like to extend a special thank you to your firm, especially Cindy Millns and our attorney – they were both very helpful in this whole process very reassuring. I would recommend your firm to anyone that needs assistance!
My wife and I would like to thank you for your assistance in handling our bankruptcy. Believe me, it was very hard to admit that we had a serious financial problem. Thanks to the professionalism of all your staff, we have been able to overcome our embarrassment…
THANK YOU THANK YOU THANK YOU for all the work your firm did for us. We were at wits end with all the collection calls, until one of my wifes co-workers recommended ALS. Since that day 5yrs ago we have had the pressure removed. We were treated with the utmost…
Mr. Johnson, I would like to thank you for having an exceptional staff and for assisting me in my time of financial distress. Everyone was professional but at the same time very caring even when I was having a complete meltdown, your staff never lost patience…