A Helping Hand For Michigan Families
Over 120 years of combined legal experience advocating debt resolution for our clients.
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This is not the case. Under Chapter 13 reorganization, we propose a balanced budget plan, subject to Court approval. We look at all of your expenses to ensure that have adequate money to meet your monthly living expenses. We base our budgets and the court evaluates it based on IRS expense standards to ensure that the amounts are fair and adequate. In fact, your monthly living expenses take priority in the budget over monies that are paid to your unsecured creditors (credit card and medical bills, judgments, deficiency debt, personal loans, etc.). You still maintain control over and pay for your ongoing monthly living expenses directly, they are not paid through the Chapter 13 plan.
If your expenses change, we have the opportunity at any time to amend the budget plan. This is called a plan modification. We could potentially reduce what you are required to pay to the unsecured creditors to provide more money for living expenses as your needs and expenses change.
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I want to take a minute to thank you for always being available to answer my questions (no matter how obscure! Lol). I thank you for the time and patience you have with me. If no one tells you, you are an angel on earth and highly appreciated.
Working with my Attorney was a very comfortable experience. I was scared going into the Chapter 7 bankruptcy process and didn’t know what to do. She walked me through the whole thing step by step. I would recommend her to anyone. Not only was I going through…
I wanted to take the time to commend attorney Chris Jones for the exceptional job he did in advocating for me during my case. This has been a long journey and his efforts, professionalism, and tenacity enabled me to finally receive a favorable judgment. Although…
I would like to take a moment and recognize our attorney and his team. They were very accommodating and courteous throughout our entire Chapter 13 process. When we had a question we would email them or call and they would promptly get back to us with an answer.…