Learn what factors might disqualify you from filing a Chapter 7 bankruptcy in Michigan. Factors such as income, high home equity or assets, luxury budget expenses and previous filing could impact your eligibility to file Chapter 7 bankruptcy. If Chapter 7 is not right for you, learn about other debt resolution alternatives such as Chapter 13 bankruptcy for debt consolidation or non-bankruptcy debt settlement.

With tax time quickly approaching, now is the time when creditors are trying to attach a writ of garnishment against state income tax refunds. Most people count on their tax refund to supplement their budget and living expenses, so losing that money can create budget mayhem!

The short answer is yes, but timing is everything! A property tax foreclosure occurs when a homeowner becomes delinquent on property taxes that are over three years past due.

Prior to implementation of the "Bankruptcy Abuse Prevention and Consumer Protection Act of 2005" (BAPCPA), debtors were able to discharge private student loans in either Chapter 7 or Chapter 13 bankruptcy.  Since then, young Americans have continued to struggle due to:

• Steep…

Attorney Christopher Jones has one again been selected by Super Lawyers as a Michigan Rising Star for 2015.  Super Lawyers recognizes attorneys who have distinguished themselves in their legal practice.  Their patented selection process is rigorous, involves peer nominations and results in a third-party validation of their professional accomplishments.

Acclaim Legal Services is proud to announce that long-time firm colleague, Attorney Kevin Carr, has joined our practice.  Attorney Carr is a seasoned veteran of debt resolution law.  He has over 35 years of experience and previously ran his own bankruptcy practice, Carr & Associates.  Attorney Carr will primarily manage Acclaim Legal Service's (ALS) Dearborn and Ann Arbor offices.  

"As…

Two years ago we posted a blog on the implications of Zombie Foreclosures for homeowners.  Recent data shows that while the total number of zombie foreclosures are down, they represent a higher percentage of the foreclosure market.  What is a zombie foreclosure?  It is a home that was actively in…

For years, we have referred our bankruptcy clients to Mario Puglise, Bankruptcy Specialist at Jefferson Chevrolet in Detroit, for vehicle financing during or after a bankruptcy filing.  He specializes in car financing for Michigan families who filed for bankruptcy protection.  We sat down for an interview to discuss:

• How he is able to help bankruptcy filers achieve…

Sometimes dealing with debt can feel like a shell game½you make a payment on one debt at the expense of making a payment or remaining current on another debt.  What are your options to resolve your debt while maintaining a balanced budget?  Learn more about your various options below. At Acclaim Legal Services debt resolution law is all that we do.  We offer free consultations to review your personal…

One of the major differences between various debt relief options is the approach taken to resolve the debt.  The approach you take for debt resolution can impact everything from:

• The time it takes to resolve your debt situation;
• The impact to your Credit;
• The actions Creditors take to collect on the debt;
• The stress you may feel during…