A Helping Hand For Michigan Families
Over 120 years of combined legal experience advocating debt resolution for our clients.
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What Will Happen to Your Mortgage Once COVID-19 Relief Ends?
Posted by AcclaimLegalService
The CARES Act Foreclosure Moratorium expires Aug. 31, but there are still options to protect your home. Don’t delay and risk losing your home to foreclosure!
Can I Use Unemployment Income to Qualify for Chapter 13 Plan Payments?
Posted by AcclaimLegalService
Quick answer: Yes! Unemployment income can be used to fund a new or existing Chapter 13 plan. At the time of this blog post many Michiganders are on furlough or dealing with temporary job loss due to the Covid-19 Coronavirus.
President Trump Suspends Evictions and Home Foreclosure Amid Coronavirus Pandemic. What this means for Michigan Homeowners.
Posted by AcclaimLegalService
Last week President Trump directed the Department of Housing and Urban Development (HUD) to suspend foreclosures through April 2020 as Americans grapple with the fallout of the coronavirus.
How do I File for Bankruptcy in Michigan? The Top 6 Steps to Prepare to File Bankruptcy in Michigan!
Posted by AcclaimLegalService
If you are considering filing for Chapter 7 or Chapter 13 bankruptcy in Michigan, here are some important things to consider and steps necessary to prepare for your bankruptcy filing. Here is the list in chronological order.
Top 3 Signs You Need to Consider Filing for Bankruptcy
Posted by AcclaimLegalService
Filing for bankruptcy is a big decision and one that most people try to avoid at all cost. While we understand the hesitation to take this legal step, we all too often see the downside of folks waiting too long to resolve their debts. How do you know if your circumstances and debt are significant enough to warrant a bankruptcy filing? Here are some tell-tale signs that you should contact a bankruptcy attorney to discuss a possible filing.
Offer in Compromise vs. Bankruptcy Which is Better for me?
Posted by AcclaimLegalService
Being in debt is not pleasant….and tax debt is no different. While filing for bankruptcy may help you with most debts it is not always the best solution for dealing with IRS debts. One of the most popular ways for dealing with IRS debts is by settling tax debts through the Offer in Compromise program.
Filing for Divorce and Filing for Bankruptcy in Michigan. Should I file a bankruptcy prior to filing for divorce or should I wait?
Posted by AcclaimLegalService
Financial issues and related stress is widely considered one of the top reasons for divorces in the United States. It is therefore not surprising that filing for divorce and filing for bankruptcy might be considered around the same time. What timing is best for couples considering their options for both? The answer, if you and your spouse have debt and are considering filing for bankruptcy, it is more beneficial to file jointly as a married couple than to try to file individually after the divorce has been settled.
Student Loans – New Ways to Reduce or Eliminate Student Loan Debt in Chapter 13 Bankruptcy
Posted by AcclaimLegalService
Student loan debt is a national problem and individuals in Michigan may have it worse than most states.
Top 5 Myths about Filing for Bankruptcy
Posted by AcclaimLegalService
Sadly, there is more misinformation available to consumers on why not to file for bankruptcy that the benefits of this powerful debt resolution tool. Read more about the 5 Top Myths about filing for bankruptcy protection in Michigan. Learn more about your options to file for Chapter 7 bankruptcy for debt elimination or Chapter 13 bankruptcy for debt consolidation.
Top 5 things that would disqualify me from Filing a Chapter 7 Bankruptcy in Michigan?
Posted by AcclaimLegalService
Learn what factors might disqualify you from filing a Chapter 7 bankruptcy in Michigan. Factors such as income, high home equity or assets, luxury budget expenses and previous filing could impact your eligibility to file Chapter 7 bankruptcy. If Chapter 7 is not right for you, learn about other debt resolution alternatives such as Chapter 13 bankruptcy for debt consolidation or non-bankruptcy debt settlement.
Latest Posts
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What Will Happen to Your Mortgage Once COVID-19 Relief Ends?
- Aug 27, 2020 -
Can I Use Unemployment Income to Qualify for Chapter 13 Plan Payments?
- Apr 17, 2020 -
President Trump Suspends Evictions and Home Foreclosure Amid Coronavirus Pandemic. What this means for Michigan Homeowners.
- Mar 24, 2020 -
How do I File for Bankruptcy in Michigan? The Top 6 Steps to Prepare to File Bankruptcy in Michigan!
- Sep 19, 2019 -
Top 3 Signs You Need to Consider Filing for Bankruptcy
- Jun 07, 2019
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William Johnson’s Acclaim Legal Services is one of those nice surprises in life. They take complete control of your situation and show you exactly the steps you need to take to have the best favorable…
THANK YOU THANK YOU THANK YOU for all the work your firm did for us. We were at wits end with all the collection calls, until one of my wifes co-workers recommended ALS. Since that day 5yrs ago we have had the pressure removed. We were treated with the utmost…
I filed bankruptcy chapter 13 through your office and I’ve been dealing with Cindy Mills for 5 years.
She was very helpful and patient all these years.
I would like to just thank Cindy for being good to me and let you know that you have a great…
I often email you guys with a load of questions or asking for things… but I wanted to take this time to say thank you for all you do. You guys work hard and have been extremely dedicated to helping me with the various things that have come up – even with those…