Michigan Bankruptcy
Learn more about the processes and procedures for a Michigan bankruptcy.
Schedule a ConsultationMichigan Bankruptcy Services
If you are overwhelmed with debt and looking for a way out, you're not alone. Learn more about bankruptcy processes and how our professionals can help you on the journey to financial recovery.
What Is Bankruptcy?
Bankruptcy is a legal process enabling those struggling with debt to find a fresh start and regain control of their finances. This process involves a judge reviewing the assets and liabilities of individuals and businesses that fall behind on their bills and cannot pay them back. The judge will determine whether debts can be discharged, meaning that the individual or business is no longer required to pay them.
Why File for Bankruptcy?
On average, over 1,500,000 people in this country file for bankruptcy protection every year. This legal option enables honest, hardworking people to obtain a fresh start from financial difficulty.
The Benefits of Hiring Legal Support
Navigating the bankruptcy process can feel overwhelming. A trusted attorney from Acclaim Legal Services can help guide you through the steps for the first time or offer answers if you are wondering how many times you can file for bankruptcy.
Our services can help you:
- Stop foreclosures
- Reduce or eliminate second loans
- Stop wage garnishments
- Keep your car
- Eliminate harassing debt collections
- Restore damaged credit scores
While the United States Bankruptcy Court does not require that you have legal representation during the process, it is strongly encouraged. Legal guidance is particularly beneficial when filing for Chapter 13 bankruptcy because an expert bankruptcy attorney understands the federal bankruptcy code and local governing rules for your court district. They can provide a structured and comprehensive approach to managing your debts over time.
Every case requires specific paperwork and documentation that must be accurately prepared. That documentation must be provided to the court within a certain time frame to meet legal requirements. Our representatives will ensure all paperwork is completed accurately and on time, setting you up for a more successful outcome.
Our Bankruptcy Services
Acclaim Legal Services provides the qualified legal support you need when filing for bankruptcy in Michigan.
Chapter 13
Chapter 13 bankruptcy allows you to take control of your financial situation. This plan offers distinctive legal protection from creditors while letting you keep your assets and likely eliminate a portion of your debt. Our team can work with you to establish a reasonable payback program based on your individual circumstances and income.
At Acclaim Legal Services, we specialize in Chapter 13 bankruptcy, providing continuous guidance throughout the filing and repayment process so you always have someone by your side.
Chapter 7
Chapter 7 bankruptcy gives you a fresh start by eliminating unsecured debts. You may qualify for this program if, after you have paid for all your basic living expenses, you do not have enough money left to pay your debts. Filing for Chapter 7 will legally erase all unsecured debts. In some cases, you may be able to keep your home, vehicles, and other personal assets.
We can help you determine if this is the best option for your situation and lead you through the legal process.
Chapter 11 for Businesses
A business can file for Chapter 11 bankruptcy to reorganize debts while continuing to operate. This plan protects assets so you come back stronger. We know you've worked hard to build your business, and we're here to help you find a path forward through the Chapter 11 bankruptcy process.
Your Trusted and Qualified Michigan Bankruptcy Attorneys
Our philosophy: work with a licensed attorney who is confidently familiar with the bankruptcy process to get the best results from the outset.
Our attorneys have over 120 years of combined legal experience in debt resolution and bankruptcy matters. We have completed over 17,000 Chapter 7 and Chapter 13 cases on behalf of clients and are members of industry organizations like the National Association of Consumer Bankruptcy Attorneys (NACBA). Our founding attorney, William Johnson, has even published two books on bankruptcy strategies.
We're committed to providing approachable and friendly service, which has earned us an A+ rating from the Better Business Bureau for over two decades. Past clients consistently praise our superior customer service, professional support, and exceptional results.
Explore Your Options With a Free Consultation
Find the path to debt relief with Acclaim Legal Services. We're a reliable team of bankruptcy lawyers with locations throughout Michigan, including offices in Detroit, Southfield, Dearborn, Flint, Ann Arbor, Lansing and Warren, Michigan. Call us or schedule a free consultation online to begin your fresh start.
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Thank you William Johnson and Cindy Millns for doing such a great job handling my bankruptcy case and allowing me to get my life back in order. Thank you for giving me a chance to regain confidence and succeed in life to the fullest.
I will tell anyone…
Working with my Attorney was a very comfortable experience. I was scared going into the Chapter 7 bankruptcy process and didn’t know what to do. She walked me through the whole thing step by step. I would recommend her to anyone. Not only was I going through…
Cindy from your office gave me your information for feedback about our case.
Today she sent us a copy of the courts discharge, so our immediate feeling is over joyed to be done with the process. At the beginning we had no idea what to expect, but everyone in your office took their time to…
Acclaim Legal Services staff was outstanding! Turnaround time was usual within 24-36 hours in response to a question! The Attorneys give you good advice and really care about their clients! High recommendation given!