Do You Need to Hire an Attorney to File for Bankruptcy?

The United States Bankruptcy court does not require that you have legal representation during a bankruptcy process, but it is strongly encouraged.  This is especially true for filing a Chapter 13 bankruptcy which is a longer and more complicated process.  In either case, there is specific paperwork and documentation that must be accurately prepared.  That documentation must then be provided to the court within a certain timeframe in order to comply with the bankruptcy code and local rules.  Failure to do so could result in a case dismissal and further complications down the road if you chose to re-file with an attorney.   According to the United States Courts website (uscourts.gov):

" While individuals can file a bankruptcy case without an attorney or "pro se," it is extremely difficult to do it successfully.

It is very important that a bankruptcy case be filed and handled correctly. The rules are very technical, and a misstep may affect a debtor's rights. For example, a debtor whose case is dismissed for failure to file a required document, such as a credit counseling certificate, may lose the right to file another case or lose protections in a later case, including the benefit of the automatic stay.  Bankruptcy has financial and legal consequences - hiring a competent attorney is strongly recommended."

  Our philosophy:  work with a licensed attorney who is confidently familiar with the bankruptcy process to get the best results from the outset.  Our attorneys and staff are both approachable and professional.  We strive to keep our fees reasonable while also providing that highest level of service.  Many attorneys offer fee gimmicks that may seem appealing at first, but the professionalism and support throughout the process is lacking.  We have unfortunately fielded too many calls from other attorney's clients seeking advice and direction because they are not getting the answers and support they need from their hired attorney.  While we can substitute counsel for another attorney and take over a case, we cannot give legal advice to a person already represented by another attorney. Our attorneys share over 50 years of combined legal experience specifically in debt resolution and bankruptcy matters.  Our firm is visible and respected in the community. Our firm has also served and worked on several panels with Judges and other court agencies.  Perhaps most importantly, we are respected and appreciated by our clients.  Visit our testimonials page to read feedback clients have given us on our services. Call us today at 866-261-8282 to decide for yourself.  We offer free confidential consultations to review your finances, discuss your available options and thoroughly answer your questions.  We consider this as an opportunity for you to interview our attorneys and decide if Acclaim Legal Services is the right bankruptcy law firm for you.