A Helping Hand For Michigan Families
Over 120 years of combined legal experience advocating debt resolution for our clients.
We look forward to earning your trust.
Garnishments of State Income Tax Returns – Don’t Lose Them to Your Creditors!
Posted by AcclaimLegalService
With tax time quickly approaching, now is the time when creditors are trying to attach a writ of garnishment against state income tax refunds. Most people count on their tax refund to supplement their budget and living expenses, so losing that money can create budget mayhem!
Property Tax Foreclosure – Can it be Stopped?
Posted by AcclaimLegalService
The short answer is yes, but timing is everything! A property tax foreclosure occurs when a homeowner becomes delinquent on property taxes that are over three years past due.
Student Loans - A Modern Day Debtor's Prison? Government Considering Change Bankruptcy Laws to Allow Discharge of Private Student Loan
Posted by AcclaimLegalService
Prior to implementation of the "Bankruptcy Abuse Prevention and Consumer Protection Act of 2005" (BAPCPA), debtors were able to discharge private student loans in either Chapter 7 or Chapter 13 bankruptcy. Since then, young Americans have continued to struggle due to:
- Steep…
Attorney Christopher Jones Recognized by Super Lawyers as 2015 Rising Star
Posted by AcclaimLegalService
Attorney Christopher Jones has one again been selected by Super Lawyers as a Michigan Rising Star for 2015. Super Lawyers recognizes attorneys who have distinguished themselves in their legal practice. Their patented selection process is rigorous, involves peer nominations and results in a third-party validation of their professional accomplishments.
Detroit Bankruptcy Attorney Kevin Carr Joins Acclaim Legal Services
Posted by AcclaimLegalService
Acclaim Legal Services is proud to announce that long-time firm colleague, Attorney Kevin Carr, has joined our practice. Attorney Carr is a seasoned veteran of debt resolution law. He has over 35 years of experience and previously ran his own bankruptcy practice, Carr & Associates. Attorney Carr will primarily manage Acclaim Legal Service's (ALS) Dearborn and Ann Arbor offices.
"As…
Zombie Foreclosures Part II: 2 Years Later....25% of Foreclosures are Zombie Homes!
Posted by AcclaimLegalService
Two years ago we posted a blog on the implications of Zombie Foreclosures for homeowners. Recent data shows that while the total number of zombie foreclosures are down, they represent a higher percentage of the foreclosure market. What is a zombie foreclosure? It is a home that was actively in a foreclosure proceeding but the bank did not complete the process thereby…
Purchasing a Vehicle During or After Filing for Bankruptcy: The Facts Directly from a Detroit Car Salesman
Posted by AcclaimLegalService
For years, we have referred our bankruptcy clients to Mario Puglise, Bankruptcy Specialist at Jefferson Chevrolet in Detroit, for vehicle financing during or after a bankruptcy filing. He specializes in car financing for Michigan families who filed for bankruptcy protection. We sat down for an interview to discuss:
- How he is able to help bankruptcy filers achieve…
Debt Relief: Impact in Your budget
Posted by AcclaimLegalService
Sometimes dealing with debt can feel like a shell game½you make a payment on one debt at the expense of making a payment or remaining current on another debt. What are your options to resolve your debt while maintaining a balanced budget? Learn more about your various options below. At Acclaim Legal Services debt resolution law is all that we do. We offer free consultations to review your personal…
Debt Relief: Approach to Resolving the Debt
Posted by AcclaimLegalService
One of the major differences between various debt relief options is the approach taken to resolve the debt. The approach you take for debt resolution can impact everything from:
- The time it takes to resolve your debt situation;
- The impact to your Credit;
- The actions Creditors take to collect on the debt;
- The stress you may feel during…
Property Tax Forfeiture and Foreclosure Timelines for Michigan - Time is Running Out!
Posted by AcclaimLegalService
The economic hardships of recent years combined with the burst of the "housing bubble" caused many Michigan families to get behind on their mortgage and/or property taxes. Although things may be improving now for some families and individuals, many homeowners are still trying to dig out the financial mess. This includes dealing with past due property taxes that may have them facing a foreclosure…
Latest Posts
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What Will Happen to Your Mortgage Once COVID-19 Relief Ends?
- Aug 27, 2020 -
Can I Use Unemployment Income to Qualify for Chapter 13 Plan Payments?
- Apr 17, 2020 -
President Trump Suspends Evictions and Home Foreclosure Amid Coronavirus Pandemic. What this means for Michigan Homeowners.
- Mar 24, 2020 -
How do I File for Bankruptcy in Michigan? The Top 6 Steps to Prepare to File Bankruptcy in Michigan!
- Sep 19, 2019 -
Top 3 Signs You Need to Consider Filing for Bankruptcy
- Jun 07, 2019
I truly wish that Chris and Cindy had been our legal team from the beginning. We did not know what to expect, we were very uneducated about the chapter 13 process.
Our attorney of record prior would not return email, calls and when I made appointments was not available to help or answer questions.…
I retained representation with Acclaim Legal Services after I had previously retained representation by a different law firm. My previous attorney was never available for me to consult with them, and treated me very rudely. As a result of this treatment I decided to retain Acclaim Legal Services to…
My name is Patty Simmons and would like to say thank you to the team at Acclaim Legal Services. Myself and my husband filed Chapter 13 in 2009. It was a bumpy road for us initially, but our Attorney and Cindy Millns helped us through the process. After five years, we are finally done and could not…
I greatly appreciate the excellent job done by Attorney Chris Jones together with Cindy Millns upon the completion of my Chapter 13. They are very prompt and thorough in helping me resolved my 2nd mortgage, credits, helped me make a realistic budget all thru…