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Michigan Bankruptcy Blog
How do I File for Bankruptcy in Michigan? The Top 6 Steps to Prepare to File Bankruptcy in Michigan!
Posted by AcclaimLegalService
If you are considering filing for Chapter 7 or Chapter 13 bankruptcy in Michigan, here are some important things to consider and steps necessary to prepare for your bankruptcy filing. Here is the list in chronological order.
Top 3 Signs You Need to Consider Filing for Bankruptcy
Posted by AcclaimLegalService
Filing for bankruptcy is a big decision and one that most people try to avoid at all cost. While we understand the hesitation to take this legal step, we all too often see the downside of folks waiting too long to resolve their debts. How do you know if your circumstances and debt are significant enough to warrant a bankruptcy filing? Here are some tell-tale signs that you should contact a bankruptcy attorney to discuss a possible filing.
Offer in Compromise vs. Bankruptcy Which is Better for me?
Posted by AcclaimLegalService
Being in debt is not pleasant….and tax debt is no different. While filing for bankruptcy may help you with most debts it is not always the best solution for dealing with IRS debts. One of the most popular ways for dealing with IRS debts is by settling tax debts through the Offer in Compromise program.
Filing for Divorce and Filing for Bankruptcy in Michigan. Should I file a bankruptcy prior to filing for divorce or should I wait?
Posted by AcclaimLegalService
Financial issues and related stress is widely considered one of the top reasons for divorces in the United States. It is therefore not surprising that filing for divorce and filing for bankruptcy might be considered around the same time. What timing is best for couples considering their options for both? The answer, if you and your spouse have debt and are considering filing for bankruptcy, it is more beneficial to file jointly as a married couple than to try to file individually after the divorce has been settled.
Student Loans – New Ways to Reduce or Eliminate Student Loan Debt in Chapter 13 Bankruptcy
Posted by AcclaimLegalService
Student loan debt is a national problem and individuals in Michigan may have it worse than most states.
Top 5 Myths about Filing for Bankruptcy
Posted by AcclaimLegalService
Sadly, there is more misinformation available to consumers on why not to file for bankruptcy that the benefits of this powerful debt resolution tool. Read more about the 5 Top Myths about filing for bankruptcy protection in Michigan. Learn more about your options to file for Chapter 7 bankruptcy for debt elimination or Chapter 13 bankruptcy for debt consolidation.
Top 5 things that would disqualify me from Filing a Chapter 7 Bankruptcy in Michigan?
Posted by AcclaimLegalService
Learn what factors might disqualify you from filing a Chapter 7 bankruptcy in Michigan. Factors such as income, high home equity or assets, luxury budget expenses and previous filing could impact your eligibility to file Chapter 7 bankruptcy. If Chapter 7 is not right for you, learn about other debt resolution alternatives such as Chapter 13 bankruptcy for debt consolidation or non-bankruptcy debt settlement.
Garnishments of State Income Tax Returns – Don’t Lose Them to Your Creditors!
Posted by AcclaimLegalService
With tax time quickly approaching, now is the time when creditors are trying to attach a writ of garnishment against state income tax refunds. Most people count on their tax refund to supplement their budget and living expenses, so losing that money can create budget mayhem!
Property Tax Foreclosure – Can it be Stopped?
Posted by AcclaimLegalService
The short answer is yes, but timing is everything! A property tax foreclosure occurs when a homeowner becomes delinquent on property taxes that are over three years past due.
Student Loans - A Modern Day Debtor's Prison? Government Considering Change Bankruptcy Laws to Allow Discharge of Private Student Loan
Posted by AcclaimLegalService
Prior to implementation of the "Bankruptcy Abuse Prevention and Consumer Protection Act of 2005" (BAPCPA), debtors were able to discharge private student loans in either Chapter 7 or Chapter 13 bankruptcy. Since then, young Americans have continued to struggle due to:
- Steep increases in college tuition;
- Mounting student…
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Mr. Johnson, I would like to thank you for having an exceptional staff and for assisting me in my time of financial distress. Everyone was professional but at the same time very caring even when I was having a complete meltdown, your staff never lost patience…
Me and my wife want to thank you and your team for all the help in successfully going through the discharge of our Chapter 13 bankruptcy case.
In particular, Cindy Millns has been prompt and responsive in providing all the necessary information. It has…
Thank you so much for your help through the Chapter 13 process. It has been a tough 5 years for our family with both of us losing our jobs nearly at the same time, dealing with unemployment and bankruptcy…so glad to be at the end of this journey and getting back to normal. This entire process was…
Greetings Julie! This is to let you know about our experience with Acclaim Legal Services regarding our Chapter 13 Bankruptcy case. Chris made the journey easy because of his prompt replies to our emails and phone calls. He always kept us abreast of what was…