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Michigan Bankruptcy Blog
Top 3 Signs You Need to Consider Filing for Bankruptcy
Posted by AcclaimLegalService
Filing for bankruptcy is a big decision and one that most people try to avoid at all cost. While we understand the hesitation to take this legal step, we all too often see the downside of folks waiting too long to resolve their debts. How do you know if your circumstances and debt are significant enough to warrant a bankruptcy filing? Here are some tell-tale signs that you should contact a bankruptcy attorney to discuss a possible filing.
Offer in Compromise vs. Bankruptcy Which is Better for me?
Posted by AcclaimLegalService
Being in debt is not pleasant….and tax debt is no different. While filing for bankruptcy may help you with most debts it is not always the best solution for dealing with IRS debts. One of the most popular ways for dealing with IRS debts is by settling tax debts through the Offer in Compromise program.
Filing for Divorce and Filing for Bankruptcy in Michigan. Should I file a bankruptcy prior to filing for divorce or should I wait?
Posted by AcclaimLegalService
Financial issues and related stress is widely considered one of the top reasons for divorces in the United States. It is therefore not surprising that filing for divorce and filing for bankruptcy might be considered around the same time. What timing is best for couples considering their options for both? The answer, if you and your spouse have debt and are considering filing for bankruptcy, it is more beneficial to file jointly as a married couple than to try to file individually after the divorce has been settled.
Student Loans – New Ways to Reduce or Eliminate Student Loan Debt in Chapter 13 Bankruptcy
Posted by AcclaimLegalService
Student loan debt is a national problem and individuals in Michigan may have it worse than most states.
Top 5 Myths about Filing for Bankruptcy
Posted by AcclaimLegalService
Sadly, there is more misinformation available to consumers on why not to file for bankruptcy that the benefits of this powerful debt resolution tool. Read more about the 5 Top Myths about filing for bankruptcy protection in Michigan. Learn more about your options to file for Chapter 7 bankruptcy for debt elimination or Chapter 13 bankruptcy for debt consolidation.
Top 5 things that would disqualify me from Filing a Chapter 7 Bankruptcy in Michigan?
Posted by AcclaimLegalService
Learn what factors might disqualify you from filing a Chapter 7 bankruptcy in Michigan. Factors such as income, high home equity or assets, luxury budget expenses and previous filing could impact your eligibility to file Chapter 7 bankruptcy. If Chapter 7 is not right for you, learn about other debt resolution alternatives such as Chapter 13 bankruptcy for debt consolidation or non-bankruptcy debt settlement.
Garnishments of State Income Tax Returns – Don’t Lose Them to Your Creditors!
Posted by AcclaimLegalService
With tax time quickly approaching, now is the time when creditors are trying to attach a writ of garnishment against state income tax refunds. Most people count on their tax refund to supplement their budget and living expenses, so losing that money can create budget mayhem!
Property Tax Foreclosure – Can it be Stopped?
Posted by AcclaimLegalService
The short answer is yes, but timing is everything! A property tax foreclosure occurs when a homeowner becomes delinquent on property taxes that are over three years past due.
Student Loans - A Modern Day Debtor's Prison? Government Considering Change Bankruptcy Laws to Allow Discharge of Private Student Loan
Posted by AcclaimLegalService
Prior to implementation of the "Bankruptcy Abuse Prevention and Consumer Protection Act of 2005" (BAPCPA), debtors were able to discharge private student loans in either Chapter 7 or Chapter 13 bankruptcy. Since then, young Americans have continued to struggle due to:
- Steep increases in college tuition;
- Mounting student…
Attorney Christopher Jones Recognized by Super Lawyers as 2015 Rising Star
Posted by AcclaimLegalService
Attorney Christopher Jones has one again been selected by Super Lawyers as a Michigan Rising Star for 2015. Super Lawyers recognizes attorneys who have distinguished themselves in their legal practice. Their patented selection process is rigorous, involves peer nominations and results in a third-party validation of their professional accomplishments.
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Latest Posts
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Credit Report Errors After Bankruptcy? Here’s How to Fix Them— At No Cost to You!
- Jul 02, 2025 -
Did You Pay a Debt Relief or Debt Settlement Company in Michigan — and Still End Up Filing Bankruptcy?
- Jun 27, 2025 -
Chapter 13 Bankruptcy Explained
- May 19, 2025 -
Common Bankruptcy Myths About Chapter 13
- Mar 19, 2025 -
Managing Attorney Chris Jones was recently interviewed about filing for bankruptcy and the benefits of Chapter 13 bankruptcy.
- Oct 21, 2024
Greetings Julie! This is to let you know about our experience with Acclaim Legal Services regarding our Chapter 13 Bankruptcy case. Chris made the journey easy because of his prompt replies to our emails and phone calls. He always kept us abreast of what was…
I would like to take a moment and recognize our attorney and his team. They were very accommodating and courteous throughout our entire Chapter 13 process. When we had a question we would email them or call and they would promptly get back to us with an answer.…
Dear Julie, Thank you for the follow-up on our home foreclosure situation. We managed to borrow the money for our relatives to pay the reinstatement fee. Although it was very embarrassing, we felt it was the best course of action. I would like to thank you for all your help. We did talk to a couple…
I would give the Acclaim team an A+. The team never made us feel any less then important to each of them from the Desk Clark to the Trustee – I must say…. the communications that I had with Nicole M. Hollihan was always great – e-mails and voice mails were answered…