A Helping Hand For Michigan Families
Over 120 years of combined legal experience advocating debt resolution for our clients.
We look forward to earning your trust.
Michigan Bankruptcy Blog
Purchasing a Vehicle During or After Filing for Bankruptcy: The Facts Directly from a Detroit Car Salesman
Posted by AcclaimLegalService
For years, we have referred our bankruptcy clients to Mario Puglise, Bankruptcy Specialist at Jefferson Chevrolet in Detroit, for vehicle financing during or after a bankruptcy filing. He specializes in car financing for Michigan families who filed for bankruptcy protection. We sat down for an interview to discuss:
- How he is able to help bankruptcy filers achieve…
Debt Relief: Impact in Your budget
Posted by AcclaimLegalService
Sometimes dealing with debt can feel like a shell game, you make a payment on one debt at the expense of making a payment or remaining current on another debt. What are your options to resolve your debt while maintaining a balanced budget? Learn more about your various options below. At Acclaim Legal Services debt resolution law is all that we do. We offer free consultations to review your personal…
Debt Relief: Approach to Resolving the Debt
Posted by AcclaimLegalService
One of the major differences between various debt relief options is the approach taken to resolve the debt. The approach you take for debt resolution can impact everything from:
- The time it takes to resolve your debt situation;
- The impact to your Credit;
- The actions Creditors take to collect on the debt;
- The stress you may feel during…
Property Tax Forfeiture and Foreclosure Timelines for Michigan - Time is Running Out!
Posted by AcclaimLegalService
The economic hardships of recent years combined with the burst of the "housing bubble" caused many Michigan families to get behind on their mortgage and/or property taxes. Although things may be improving now for some families and individuals, many homeowners are still trying to dig out the financial mess. This includes dealing with past due property taxes that may have them facing a foreclosure…
Debt Relief: Impact on Your Credit Score
Posted by AcclaimLegalService
When it comes to finances and debt management, your credit score (and how to improve it) is what is on most people's minds! To some, a credit score can really impact how they view themselves. As the third installment of our blog covering various debt relief options, we take a deeper dive into how your credit score may be impacted by how you choose to resolve your debts. To get a personalized evaluation…
Acclaim Legal Services Open's Sixth Michigan Office Location in Downtown Detroit!
Posted by AcclaimLegalService
Since our firm was founded in 2003, we have continued to grow our debt relief practice. We are excited to expand further to downtown Detroit, with a new office space conveniently located in the United State Bankruptcy Court building at: 211…
Debt Relief: Legal Protection
Posted by AcclaimLegalService
This is the second installment in our 5-part series exploring the implications of various debt resolution options. One of the biggest concerns about managing debt or trying to negotiate with creditors is unexpected creditor actions, such as:
- Judgments; • IRS Levy; • Garnishment; • Or even just constant threats or harassing calls.
What Legal Protections…
Debt Relief Blog Series: Determining Your Best Option. Part I: Tax Consequences
Posted by AcclaimLegalService
Weighing your debt resolution options can be overwhelming. We are posting a 5-part blog series over the next month to help breakdown some of the most common and important considerations. Here are the topics we will be covering:
- What are the tax consequences?
- How the debt is settled - lump sum payment vs. structured payment plan.
- Impact in your…
Can I Convert My Chapter 7 or 13 Case to a Different Type of Bankruptcy?
Posted by AcclaimLegalService
Some times circumstances change during the course of a bankruptcy filing that my necessitate converting your case from a Chapter 13 to a Chapter 7 or vice versa. If you circumstances have changed, you should consult with an attorney before taking any action as there are qualifications and implications for converting your case. We usually encourage clients that are already represented by counsel…
Bankruptcy Lawyers Michigan: What is the Purpose of a Reaffirmation Agreement in Chapter 7 Bankruptcy?
Posted by AcclaimLegalService
A reaffirmation agreement is a new contract between a creditor and the debtor(s) in a Chapter 7 Bankruptcy. Simply put, it is a
promise to pay the debt. The legal document outlines the terms in which the filing debtor(s) agrees to remain liable or legally responsible for a debt that would otherwise be dischargeable…
Latest Posts
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Did You Pay a Debt Relief or Debt Settlement Company in Michigan — and Still End Up Filing Bankruptcy?
- Jun 27, 2025 -
Chapter 13 Bankruptcy Explained
- May 19, 2025 -
Common Bankruptcy Myths About Chapter 13
- Mar 19, 2025 -
Managing Attorney Chris Jones was recently interviewed about filing for bankruptcy and the benefits of Chapter 13 bankruptcy.
- Oct 21, 2024 -
Attorney Michael Brown Author's Articles for American Bankruptcy Institute
- Jul 22, 2024
What a Wonderful Experience!
I just wanted to take a minute to let you know how very satisfied I am with the way my case was handled. From the very first phone call to the discharge “congratulations” email I received from Cindy Millns. I was scared to death to go…
My wife and I would like to thank Acclaim Legal Services for all their expertise and support. Special thanks to Brian Rodriguez, Cindy Millns and Leanna Sikes who have been so supportive in this most difficult time in our lives regarding Chapter 13 and our set of rather severe circumstances.
I retained representation with Acclaim Legal Services after I had previously retained representation by a different law firm. My previous attorney was never available for me to consult with them, and treated me very rudely. As a result of this treatment I decided to retain Acclaim Legal Services to…
Brian Rodriguez spent more than a generous amount of time with me on the phone. He answered all my questions and concerns. Your firm proves time and again that you care for your clients like family.
I'm so glad I found you folks!