A Helping Hand For Michigan Families
Over 120 years of combined legal experience advocating debt resolution for our clients.
We look forward to earning your trust.
Understanding Your Credit Score. What does your credit score really mean?
Posted by AcclaimLegalService
According to Investopedia, your credit score is: "A statistically derived numeric expression of a person's creditworthiness that is used by lenders to access the likelihood that a person will repay his or her debts." Unfortunately, many people look at their credit score as a mark of their self worth. Here are some interesting facts that breakdown the different ways credit scoring agencies determine…
Dealing with Underemployment in Michigan
Posted by AcclaimLegalService
Unfortunately many Michigan families have seen a drop in their income due to a reduction in work hours or a decrease in their pay. They may even be performing a job beneath their skill set due to a sluggish job market. These circumstances are termed "underemployment".
The creation of many more part time jobs…
5 Tips for Resolving an Unbalanced Budget½.5 Things Not to Do!
Posted by AcclaimLegalService
If you are experiencing difficulties with your monthly budget, be proactive in seeking resolutions before the situation worsens. Sometimes there are unexpected circumstances that cause a budget to fall out of balance. If these circumstances are short term (i.e. temporary lay off or short term medical issue), it is easier to employ basic tactics to bring your budget back into alignment. If the…
11 Signs That You May Need to Consider Filing Bankruptcy in Michigan
Posted by AcclaimLegalService
If one or more of the below circumstances is true for you, it may be time to talk to a professional about the best option for you to resolve your debts. You owe it to yourself to explore your options for a better financial future. We offer free consultations to discuss Chapter 13 debt consolidation, Chapter 7 debt elimination or non-bankruptcy debt settlements. Call us at 866-261-8282…
Attorney Chris Jones Speaks at Detroit Consumer Bankruptcy Association Event as Authority on New Model Chapter 13 Plan
Posted by AcclaimLegalService
On June 27, 2013, Managing Attorney Chris Jones was a featured speaker at a Consumer Bankruptcy Association presentation in Royal Oak, Michigan. He instructed both consumer and creditor bankruptcy attorneys about the changes made to the district's model Chapter 13 plan effective January 2013. He covered such topics as handling debtors' income tax refunds and whether these funds are required to…
Attorney Chris Jones Joins Ranks as Board Certified Bankruptcy Specialist
Posted by AcclaimLegalService
Our managing attorney, Christopher Jones, just received board certification as a Consumer Bankruptcy Specialist. This is a demanding process that he completed with the American Board of Certification (ABC) over the past three years. ABC is a non-profit organization dedicated to serving the public and improving the quality of the bankruptcy bar. The rigorous certification standards are designed…
Why is Now the Time for Debt Resolution?
Posted by AcclaimLegalService
Is this the year to finally put a plan in place to resolve your unpaid bills by either debt elimination or debt consolidation? Factors in the current economy point to conditions unfavorable gaining additional disposable income to overcome outstanding debts:
- Stagnant wages
- Less opportunities for job advancement due to sluggish Michigan job growth
- Increased…
Did the Government Settlement with Major Banks Over Foreclosure Violation Ultimately Help Homeowners and Stop Future Foreclosures?
Posted by AcclaimLegalService
Last month federal regulators announced a settlement of $8.5 billion dollars with 10 major banks to satisfy claims of foreclosure proceeding violations. This breakdown is $3.3 billion in direct payments to borrowers. The remaining part of the settlement will go to such things as debt forgiveness and loan modifications totaling $5.2 billion. So how will this money really be used? - and more importantly,…
Managing Credit Card Debt in Michigan - Should I Cut Up My Cards?
Posted by AcclaimLegalService
Mounting credit card debt can be stressful. Many people have found creative solutions to curb their spending½.cutting up their credit cards, cancelling unused cards or even putting their cards on ice½.literally putting them in the freezer to avoid impulse spending! So what is the right balance½.are credit cards inherently "bad?" Our perspective is no, a plastic card is not the problem½it is the…
Latest Posts
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Attorney Christopher W. Jones Quoted in DS News Magazine
- May 23, 2023 -
Michigan Foreclosure Forecast for 2023
- May 12, 2023 -
Avoiding Bankruptcy in 2023
- May 09, 2023 -
Attorney Christopher Jones was nominated and voted to become a 2022 Super Lawyer
- Oct 17, 2022 -
What to Expect About Your Credit Report After Your Discharge
- Jul 04, 2022
It has been a pleasure working with you and Atty Chris Jones. Thank you very much for all your help and guidance. God bless you all. Thumbs up for your services.
I retained representation with Acclaim Legal Services after I had previously retained representation by a different law firm. My previous attorney was never available for me to consult with them, and treated me very rudely. As a result of this treatment I decided to retain Acclaim Legal Services to…
I along with my husband would like to thank our attorney and Acclaim Legal Services for their outstanding service during our Chapter 13 bankruptcy. Stacy was able to push our home modification through smoothly and rapidly after failed attempts by my husband and me to work with our mortgage company…
I came into my Chapter 7 Bankruptcy with a lot of questions and a lot of misinformation. I was concerned if I was ever going to get out of the mess that had been created. My attorney quickly put me at ease and made the law very clear so I could easily understand…