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Michigan Bankruptcy Blog
Offer in Compromise vs. Bankruptcy Which is Better for me?
Posted by AcclaimLegalService
Being in debt is not pleasant….and tax debt is no different. While filing for bankruptcy may help you with most debts it is not always the best solution for dealing with IRS debts. One of the most popular ways for dealing with IRS debts is by settling tax debts through the Offer in Compromise program.
Filing for Divorce and Filing for Bankruptcy in Michigan. Should I file a bankruptcy prior to filing for divorce or should I wait?
Posted by AcclaimLegalService
Financial issues and related stress is widely considered one of the top reasons for divorces in the United States. It is therefore not surprising that filing for divorce and filing for bankruptcy might be considered around the same time. What timing is best for couples considering their options for both? The answer, if you and your spouse have debt and are considering filing for bankruptcy, it is more beneficial to file jointly as a married couple than to try to file individually after the divorce has been settled.
Student Loans – New Ways to Reduce or Eliminate Student Loan Debt in Chapter 13 Bankruptcy
Posted by AcclaimLegalService
Student loan debt is a national problem and individuals in Michigan may have it worse than most states.
Top 5 Myths about Filing for Bankruptcy
Posted by AcclaimLegalService
Sadly, there is more misinformation available to consumers on why not to file for bankruptcy that the benefits of this powerful debt resolution tool. Read more about the 5 Top Myths about filing for bankruptcy protection in Michigan. Learn more about your options to file for Chapter 7 bankruptcy for debt elimination or Chapter 13 bankruptcy for debt consolidation.
Top 5 things that would disqualify me from Filing a Chapter 7 Bankruptcy in Michigan?
Posted by AcclaimLegalService
Learn what factors might disqualify you from filing a Chapter 7 bankruptcy in Michigan. Factors such as income, high home equity or assets, luxury budget expenses and previous filing could impact your eligibility to file Chapter 7 bankruptcy. If Chapter 7 is not right for you, learn about other debt resolution alternatives such as Chapter 13 bankruptcy for debt consolidation or non-bankruptcy debt settlement.
Garnishments of State Income Tax Returns – Don’t Lose Them to Your Creditors!
Posted by AcclaimLegalService
With tax time quickly approaching, now is the time when creditors are trying to attach a writ of garnishment against state income tax refunds. Most people count on their tax refund to supplement their budget and living expenses, so losing that money can create budget mayhem!
Property Tax Foreclosure – Can it be Stopped?
Posted by AcclaimLegalService
The short answer is yes, but timing is everything! A property tax foreclosure occurs when a homeowner becomes delinquent on property taxes that are over three years past due.
Student Loans - A Modern Day Debtor's Prison? Government Considering Change Bankruptcy Laws to Allow Discharge of Private Student Loan
Posted by AcclaimLegalService
Prior to implementation of the "Bankruptcy Abuse Prevention and Consumer Protection Act of 2005" (BAPCPA), debtors were able to discharge private student loans in either Chapter 7 or Chapter 13 bankruptcy. Since then, young Americans have continued to struggle due to:
- Steep increases in college tuition;
- Mounting student…
Attorney Christopher Jones Recognized by Super Lawyers as 2015 Rising Star
Posted by AcclaimLegalService
Attorney Christopher Jones has one again been selected by Super Lawyers as a Michigan Rising Star for 2015. Super Lawyers recognizes attorneys who have distinguished themselves in their legal practice. Their patented selection process is rigorous, involves peer nominations and results in a third-party validation of their professional accomplishments.
Detroit Bankruptcy Attorney Kevin Carr Joins Acclaim Legal Services
Posted by AcclaimLegalService
Acclaim Legal Services is proud to announce that long-time firm colleague, Attorney Kevin Carr, has joined our practice. Attorney Carr is a seasoned veteran of debt resolution law. He has over 35 years of experience and previously ran his own bankruptcy practice, Carr & Associates. Attorney Carr will primarily manage Acclaim Legal Service's (ALS) Dearborn and Ann Arbor offices.
"As…
Latest Posts
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Chapter 13 Bankruptcy Explained
- May 19, 2025 -
Common Bankruptcy Myths About Chapter 13
- Mar 19, 2025 -
Managing Attorney Chris Jones was recently interviewed about filing for bankruptcy and the benefits of Chapter 13 bankruptcy.
- Oct 21, 2024 -
Attorney Michael Brown Author's Articles for American Bankruptcy Institute
- Jul 22, 2024 -
Attorney Christopher W. Jones Quoted in DS News Magazine
- May 23, 2023
I would like to thank your firm especially Chris Jones and Cindy for all the help they provided in my case. Bankruptcy is not an easy thing to go through and not always easy to understand the terms and terminology that is used. Your team was extremely helpful…
I am thankful to Acclaim Legal Services for their diligence and professionalism in completing my Chapter 7. I am very pleased with their unwavering commitment to me, the customer. From the very beginning, attorney Christopher Jones gave me confidence and assurances…
Acclaim Legal Services was extremely helpful to us during a very distressing time of our lives. We started off with a chapter 13 then the economy dropped even further and after a year and a half we had to file chapter 7. We had many obstacles to overcome having owned our own business for over 23 yrs.…
Thank you William Johnson and Cindy Millns for doing such a great job handling my bankruptcy case and allowing me to get my life back in order. Thank you for giving me a chance to regain confidence and succeed in life to the fullest.
I will tell anyone…