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Michigan Bankruptcy Blog
Student Loans - A Modern Day Debtor's Prison? Government Considering Change Bankruptcy Laws to Allow Discharge of Private Student Loan
Posted by AcclaimLegalService
Prior to implementation of the "Bankruptcy Abuse Prevention and Consumer Protection Act of 2005" (BAPCPA), debtors were able to discharge private student loans in either Chapter 7 or Chapter 13 bankruptcy. Since then, young Americans have continued to struggle due to:
- Steep increases in college tuition;
- Mounting student…
Attorney Christopher Jones Recognized by Super Lawyers as 2015 Rising Star
Posted by AcclaimLegalService
Attorney Christopher Jones has one again been selected by Super Lawyers as a Michigan Rising Star for 2015. Super Lawyers recognizes attorneys who have distinguished themselves in their legal practice. Their patented selection process is rigorous, involves peer nominations and results in a third-party validation of their professional accomplishments.
Detroit Bankruptcy Attorney Kevin Carr Joins Acclaim Legal Services
Posted by AcclaimLegalService
Acclaim Legal Services is proud to announce that long-time firm colleague, Attorney Kevin Carr, has joined our practice. Attorney Carr is a seasoned veteran of debt resolution law. He has over 35 years of experience and previously ran his own bankruptcy practice, Carr & Associates. Attorney Carr will primarily manage Acclaim Legal Service's (ALS) Dearborn and Ann Arbor offices.
"As…
Purchasing a Vehicle During or After Filing for Bankruptcy: The Facts Directly from a Detroit Car Salesman
Posted by AcclaimLegalService
For years, we have referred our bankruptcy clients to Mario Puglise, Bankruptcy Specialist at Jefferson Chevrolet in Detroit, for vehicle financing during or after a bankruptcy filing. He specializes in car financing for Michigan families who filed for bankruptcy protection. We sat down for an interview to discuss:
- How he is able to help bankruptcy filers achieve…
Debt Relief: Impact in Your budget
Posted by AcclaimLegalService
Sometimes dealing with debt can feel like a shell game, you make a payment on one debt at the expense of making a payment or remaining current on another debt. What are your options to resolve your debt while maintaining a balanced budget? Learn more about your various options below. At Acclaim Legal Services debt resolution law is all that we do. We offer free consultations to review your personal…
Debt Relief: Approach to Resolving the Debt
Posted by AcclaimLegalService
One of the major differences between various debt relief options is the approach taken to resolve the debt. The approach you take for debt resolution can impact everything from:
- The time it takes to resolve your debt situation;
- The impact to your Credit;
- The actions Creditors take to collect on the debt;
- The stress you may feel during…
Property Tax Forfeiture and Foreclosure Timelines for Michigan - Time is Running Out!
Posted by AcclaimLegalService
The economic hardships of recent years combined with the burst of the "housing bubble" caused many Michigan families to get behind on their mortgage and/or property taxes. Although things may be improving now for some families and individuals, many homeowners are still trying to dig out the financial mess. This includes dealing with past due property taxes that may have them facing a foreclosure…
Debt Relief: Impact on Your Credit Score
Posted by AcclaimLegalService
When it comes to finances and debt management, your credit score (and how to improve it) is what is on most people's minds! To some, a credit score can really impact how they view themselves. As the third installment of our blog covering various debt relief options, we take a deeper dive into how your credit score may be impacted by how you choose to resolve your debts. To get a personalized evaluation…
Acclaim Legal Services Open's Sixth Michigan Office Location in Downtown Detroit!
Posted by AcclaimLegalService
Since our firm was founded in 2003, we have continued to grow our debt relief practice. We are excited to expand further to downtown Detroit, with a new office space conveniently located in the United State Bankruptcy Court building at: 211…
Debt Relief: Legal Protection
Posted by AcclaimLegalService
This is the second installment in our 5-part series exploring the implications of various debt resolution options. One of the biggest concerns about managing debt or trying to negotiate with creditors is unexpected creditor actions, such as:
- Judgments; • IRS Levy; • Garnishment; • Or even just constant threats or harassing calls.
What Legal Protections…
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Michigan Chapter 13 Bankruptcy Income Guidelines (2025): Do I Qualify?
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Did You Pay a Debt Relief or Debt Settlement Company in Michigan — and Still End Up Filing Bankruptcy?
- Jun 27, 2025 -
Chapter 13 Bankruptcy Explained
- May 19, 2025 -
Common Bankruptcy Myths About Chapter 13
- Mar 19, 2025
Prior to filing a Chapter 13 Reorganization, one of my biggest concerns was “how will this affect my credit?” After talking with one of the attorneys at Acclaim Legal Services, they showed me that a Chapter 13 would allow me to consolidate my bills based on my…
Just wanted to thank you for all your help settling our deficiency with the bank.
After finding out the bank wanted us to pay the difference between what we owed them on the house and what they sold it for, I didn’t know which way to turn…the thought of possibly loosing our building kept…
In looking back, the best decision I made was to go with Acclaim – a bankruptcy only law firm. I was extremely stressed because of the financial situation I was in when I saw an advertisement for Acclaim. After my first visit I could finally feel hope.
I…
It has been a pleasure working with Cindy Millns and Atty Chris Jones. They answered my email with concerns right away. They guided me through. And Cindy, she is very friendly and always ready to answer my questions. Overall, I will give them 5 shinning stars.