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Michigan Bankruptcy Blog

Did the Government Settlement with Major Banks Over Foreclosure Violation Ultimately Help Homeowners and Stop Future Foreclosures?

Posted by AcclaimLegalService

Last month federal regulators announced a settlement of $8.5 billion dollars with 10 major banks to satisfy claims of foreclosure proceeding violations.  This breakdown is $3.3 billion in direct payments to borrowers.  The remaining part of the settlement will go to such things as debt forgiveness and loan modifications totaling $5.2 billion.  So how will this money really be used? - and more importantly,…

Read more | Feb 25, 2013

Managing Credit Card Debt in Michigan - Should I Cut Up My Cards?

Posted by AcclaimLegalService

Mounting credit card debt can be stressful.  Many people have found creative solutions to curb their spending½.cutting up their credit cards, cancelling unused cards or even putting their cards on ice½.literally putting them in the freezer to avoid impulse spending!  So what is the right balance½.are credit cards inherently "bad?" Our perspective is no, a plastic card is not the problem½it is the…

Read more | Feb 17, 2013

Latest Posts

Dear Julie, Thank you for the follow-up on our home foreclosure situation. We managed to borrow the money for our relatives to pay the reinstatement fee. Although it was very embarrassing, we felt it was the best course of action. I would like to thank you for all your help. We did talk to a couple…
Jessie and Ann

(Livonia, Michigan)

My overall experience with Acclaim Legal Services has been excellent. They created a workable budget for me while allowing me to reduce my debt. They were very prompt and helpful when I had questions or concerns. They helped me modify my home mortgage so that…
Michelle

(Bloomfield, MI)

Greetings Julie! This is to let you know about our experience with Acclaim Legal Services regarding our Chapter 13 Bankruptcy case. Chris made the journey easy because of his prompt replies to our emails and phone calls. He always kept us abreast of what was…
Samantha

(Ann Arbor, MI)

Thank you William Johnson and Cindy Millns for doing such a great job handling my bankruptcy case and allowing me to get my life back in order. Thank you for giving me a chance to regain confidence and succeed in life to the fullest.

I will tell anyone…
Jeremy

(Clio, Michigan)