A Helping Hand For Michigan Families
Over 120 years of combined legal experience advocating debt resolution for our clients.
We look forward to earning your trust.
Debt Relief: Impact on Your Credit Score
Posted by AcclaimLegalService
When it comes to finances and debt management, your credit score (and how to improve it) is what is on most people's minds! To some, a credit score can really impact how they view themselves. As the third installment of our blog covering various debt relief options, we take a deeper dive into how your credit score may be impacted by how you choose to resolve your debts. To get a personalized evaluation…
Acclaim Legal Services Open's Sixth Michigan Office Location in Downtown Detroit!
Posted by AcclaimLegalService
Since our firm was founded in 2003, we have continued to grow our debt relief practice. We are excited to expand further to downtown Detroit, with a new office space conveniently located in the United State Bankruptcy Court building at: 211…
Debt Relief: Legal Protection
Posted by AcclaimLegalService
This is the second installment in our 5-part series exploring the implications of various debt resolution options. One of the biggest concerns about managing debt or trying to negotiate with creditors is unexpected creditor actions, such as:
- Judgments; • IRS Levy; • Garnishment; • Or even just constant threats or harassing calls.
What Legal Protections…
Debt Relief Blog Series: Determining Your Best Option. Part I: Tax Consequences
Posted by AcclaimLegalService
Weighing your debt resolution options can be overwhelming. We are posting a 5-part blog series over the next month to help breakdown some of the most common and important considerations. Here are the topics we will be covering:
- What are the tax consequences?
- How the debt is settled - lump sum payment vs. structured payment plan.
- Impact in your…
Can I Convert My Chapter 7 or 13 Case to a Different Type of Bankruptcy?
Posted by AcclaimLegalService
Some times circumstances change during the course of a bankruptcy filing that my necessitate converting your case from a Chapter 13 to a Chapter 7 or vice versa. If you circumstances have changed, you should consult with an attorney before taking any action as there are qualifications and implications for converting your case. We usually encourage clients that are already represented by counsel…
Bankruptcy Lawyers Michigan: What is the Purpose of a Reaffirmation Agreement in Chapter 7 Bankruptcy?
Posted by AcclaimLegalService
A reaffirmation agreement is a new contract between a creditor and the debtor(s) in a Chapter 7 Bankruptcy. Simply put, it is a
promise to pay the debt. The legal document outlines the terms in which the filing debtor(s) agrees to remain liable or legally responsible for a debt that would otherwise be dischargeable…
Chapter 13 Bankruptcy in Michigan: What is the Difference Between a 341 Hearing and a Confirmation Hearing?
Posted by AcclaimLegalService
Filing for Chapter 13 Bankruptcy in Michigan is an extremely beneficial program, but there is a process you need to go through with the court in order to take advantage of the program. Finding the right attorney to represent you is critical to your success. Questions to ask:
- Does the bankruptcy attorney or law firm have previous experience administering Chapter…
Can I File Chapter 13 Bankruptcy If I Am Unemployed?
Posted by AcclaimLegalService
Yes, you can still file for Chapter 13 bankruptcy protection if you are currently unemployed or become unemployed while you are in the repayment process. Mainly you just need to have some source of income to maintain payments into the Chapter 13 plan, even at a reduced level. We welcome your questions about filing for Chapter 13 in Michigan. Our firm specializes in helping Michigan residents find…
Bankruptcy Attorneys in Detroit Gather for 10th Annual American Bankruptcy Institute Conference
Posted by AcclaimLegalService
This week the American Bankruptcy Institute (ABI) held its 10thannual "Detroit Consumer Bankruptcy Conference" in Troy, Michigan. The day long conference covered issues pertaining to both Chapter 13 and Chapter 7 bankruptcies, such as:
- Handling claims in a Chapter 13 bankruptcy;
- Real estate issues in Chapter 7 cases;
- Debtor's Duties…
Chapter 13 Bankruptcy in Michigan: Using the Reorganization Plan to Reduce Your Vehicle Payments
Posted by AcclaimLegalService
One major benefit of the Chapter 13 reorganization program is the ability to modify the terms of a vehicle loan. In most every case we are able to help you reduce your monthly payment by reducing the interest rate and lengthening the finance terms. In some cases, we can legally reduce what you owe on the vehicle! Call us today at 866-261-8282 for a free…
Latest Posts
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Attorney Christopher W. Jones Quoted in DS News Magazine
- May 23, 2023 -
Michigan Foreclosure Forecast for 2023
- May 12, 2023 -
Avoiding Bankruptcy in 2023
- May 09, 2023 -
Attorney Christopher Jones was nominated and voted to become a 2022 Super Lawyer
- Oct 17, 2022 -
What to Expect About Your Credit Report After Your Discharge
- Jul 04, 2022
Almost a year ago to the day, I walked into your office overwhelmed and defeated and hopeless because of where I was at financially as a result of a difficult divorce. This last year has been a long and hard journey.
My Chapter 13 attorney was awesome in court and brought conclusion necessary…
I wanted to take a few moments and offer a sincere THANK YOU for all the hard work that everyone at Acclaim Legal Services has done so far on my Chapter 13 Bankruptcy case. As you know, this process has a lot of emotional attributes for the filing person and is not a position I ever foresaw.
Since…
My experience with the Chapter 13 process from beginning to end was challenging at times. Throughout the almost six years working with Acclaim Legal Services, I must say that from the very first day when my wife and I met with William Johnson to the final days working with Attorney Chris Jones and…
My overall experience with Acclaim Legal Services has been excellent. They created a workable budget for me while allowing me to reduce my debt. They were very prompt and helpful when I had questions or concerns. They helped me modify my home mortgage so that…