Yes, for example, you cannot receive a discharge on alimony or child support. Furthermore, government insured student loans are generally non-dischargeable – although in rare cases, you may qualify for a hardship discharge. Most recent tax liability is non-dischargeable unless the tax debt is over three years old and the tax returns for those years were filed more than two years ago (this is a confusing concept so please call our office for more information on this subject). Debts for state or federal fines and penalties, such as traffic infractions, are non-dischargeable. In addition, some debts may be non-dischargeable in a Chapter 7 Bankruptcy, but are dischargeable in a Chapter 13 Bankruptcy. Each must be evaluated on an individual basis by one of our experienced Michigan bankruptcy attorneys.