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No, you are not required to include all your debt obligations. You will however include all unsecured debts in the Chapter 13. This is to your advantage as unsecured debts drop to 0% interest in the plan and payments are deferred until you are caught up on all secured debts. You will be required to pay only the amount that you can reasonably afford to pay on these debts. The unpaid balance of these debts will be discharged upon the completion of the plan.
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It has been a pleasure working with you and Atty Chris Jones. Thank you very much for all your help and guidance. God bless you all. Thumbs up for your services.
I along with my husband would like to thank our attorney and Acclaim Legal Services for their outstanding service during our Chapter 13 bankruptcy. Stacy was able to push our home modification through smoothly and rapidly after failed attempts by my husband and me to work with our mortgage company…
From one very satisfied customer!
It has been very pleasant to have Chris Jones helping with the bankruptcy process. At first you think you know everything by reading few things here and there from various web sites. Then when you meet Chris in the first 30 minutes you realize that you really…
In looking back, the best decision I made was to go with Acclaim – a bankruptcy only law firm. I was extremely stressed because of the financial situation I was in when I saw an advertisement for Acclaim. After my first visit I could finally feel hope.
I…