A Helping Hand For Michigan Families
Over 75 years of combined legal experience advocating debt resolution for our clients.
We look forward to earning your trust.
If you complete the Chapter 13, you will receive a full discharge from all unsecured debt, even if the debt is not paid in full. All a Chapter 13 requires is that you pay your best efforts. Often a portion of your unsecured debts will be eliminated in the Chapter 13.
If you filed for Chapter 7 within four (4) years of the filing of a Chapter 13, you are not eligible to receive a discharge or eliminate debt, but are able to file to consolidate your bills, set-up optimal repayment terms and protection from your creditors.
Dear Julie, Thank you for the follow-up on our home foreclosure situation. We managed to borrow the money for our relatives to pay the reinstatement fee. Although it was very embarrassing, we felt it was the best course of action. I would like to thank you for all your help. We did talk to a couple…
Working with my Attorney was a very comfortable experience. I was scared going into the Chapter 7 bankruptcy process and didn’t know what to do. She walked me through the whole thing step by step. I would recommend her to anyone. Not only was I going through financial stress I also had a terminal…
Just wanted to thank you for all your help settling our deficiency with the bank.
After finding out the bank wanted us to pay the difference between what we owed them on the house and what they sold it for, I didn’t know which way to turn…the thought of possibly loosing our building kept…
Prior to filing a Chapter 13 Reorganization, one of my biggest concerns was “how will this affect my credit?” After talking with one of the attorneys at Acclaim Legal Services, they showed me that a Chapter 13 would allow me to consolidate my bills based on my income and my living expenses and lower…