A Helping Hand For Michigan Families
Over 75 years of combined legal experience advocating debt resolution for our clients.
We look forward to earning your trust.
If you complete the Chapter 13, you will receive a full discharge from all unsecured debt, even if the debt is not paid in full. All a Chapter 13 requires is that you pay your best efforts. Often a portion of your unsecured debts will be eliminated in the Chapter 13.
If you filed for Chapter 7 within four (4) years of the filing of a Chapter 13, you are not eligible to receive a discharge or eliminate debt, but are able to file to consolidate your bills, set-up optimal repayment terms and protection from your creditors.
Five years ago I was in so much debt that I couldn’t think straight. I wasn’t eating or sleeping properly. Then I lost one of my jobs (neither one was paying very much, just a bit over minimum wage). I began to be late on my house notes every month. I got into a car accident which threw me behind…
I wanted to take a few moments and offer a sincere THANK YOU for all the hard work that everyone at Acclaim Legal Services has done so far on my Chapter 13 Bankruptcy case. As you know, this process has a lot of emotional attributes for the filing person and is not a position I ever foresaw.
Since…
I wanted to extend my gratitude for helping me understand my Foreclosure/Chapter 7 situation. I left our meeting feeling reassured about my situation. You presented the information in a way I could understand. I have consulted with legal counsel in the past and they did not have the sincerity and…
My experience with the Chapter 13 process from beginning to end was challenging at times. Throughout the almost six years working with Acclaim Legal Services, I must say that from the very first day when my wife and I met with William Johnson to the final days working with Attorney Chris Jones and…