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Yes, in both cases. For Chapter 13 there is at least one required hearing, the Section 341 First Meeting of Creditors (341 Hearing). The second hearing, the Confirmation Hearing where the plan is approved, can often be avoided if all requirements are met in advance of the hearing. If two people file, both are required to attend the 341 Hearing and must have their driver’s license(s) and social security card(s) in order to complete the hearing.In the case of Chapter 7, typically only one hearing is required, which is the Section 341 First Meeting of Creditors.In both cases the hearing will be conducted within a month or so of filing. As your counsel, we would be at the hearing(s) to advocate for you and advise you on the steps necessary to complete the hearings.
Prior to filing a Chapter 13 Reorganization, one of my biggest concerns was “how will this affect my credit?” After talking with one of the attorneys at Acclaim Legal Services, they showed me that a Chapter 13 would allow me to consolidate my bills based on my income and my living expenses and lower…
Just wanted to thank you for all your help settling our deficiency with the bank.
After finding out the bank wanted us to pay the difference between what we owed them on the house and what they sold it for, I didn’t know which way to turn…the thought of possibly loosing our building kept…
I am a hard working and proud individual. So when I came to the realization that I might actually have to file bankruptcy, it really ran against everything my parents ever tried to instill in me. I have to say that I was embarrassed and a bit ashamed. However being a realist, I contacted your firm…
I greatly appreciate the excellent job done by Attorney Chris Jones together with Cindy Millns upon the completion of my Chapter 13. They are very prompt and thorough in helping me resolved my 2nd mortgage, credits, helped me make a realistic budget all thru out the term.
I am truly greatful…