A Helping Hand For Michigan Families
Over 120 years of combined legal experience advocating debt resolution for our clients.
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This depends on the circumstances. In the event of a Chapter 7, we can simply exempt your actual refund or anticipated refund.In the case of a Chapter 13, this depends upon your plan length and the percentage that is being paid to unsecured creditors. Typically if your plan is over 36 months with less than a 100% dividend being paid to unsecured creditors, you are required to remit your refund. There are exceptions, such as if the refund is included as part of the monthly budget necessary to fund your plan. Furthermore, if one-time, unusual costs, such as home repairs, are necessary, your attorney can petition the court to allow you to keep your refunds to pay for such expenses. If you are married and your spouse has not filed bankruptcy with you, he or she is entitled to keep one-half of the refund if you filed your tax returns jointly.
From one very satisfied customer!
It has been very pleasant to have Chris Jones helping with the bankruptcy process. At first you think you know everything by reading few things here and there from various web sites. Then when you meet Chris in the first 30 minutes you realize that you really…
Thank you William Johnson and Cindy Millns for doing such a great job handling my bankruptcy case and allowing me to get my life back in order. Thank you for giving me a chance to regain confidence and succeed in life to the fullest.
I will tell anyone…
I want to take a minute to thank you for always being available to answer my questions (no matter how obscure! Lol). I thank you for the time and patience you have with me. If no one tells you, you are an angel on earth and highly appreciated.
I along with my husband would like to thank our attorney and Acclaim Legal Services for their outstanding service during our Chapter 13 bankruptcy. Stacy was able to push our home modification through smoothly and rapidly after failed attempts by my husband and me to work with our mortgage company…