A Helping Hand For Michigan Families
Over 120 years of combined legal experience advocating debt resolution for our clients.
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Your Chapter 13 will serve as its own credit source. This means that a new lender will look at your performance in the Chapter 13 to qualify you for a new loan. If you have been making your payments on time and in full, a lender will evaluate you on this basis versus perhaps a poor pay history prior to your Chapter 13 filing. Lenders typically like to see at least 12 to 24 months of a positive payment history in the Chapter 13 before qualifying you for a new loan. Of course, there are other factors for the lender to consider, including how much equity you have in your home, other debts that you may have, etc.
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In looking back, the best decision I made was to go with Acclaim – a bankruptcy only law firm. I was extremely stressed because of the financial situation I was in when I saw an advertisement for Acclaim. After my first visit I could finally feel hope.
I…
This letter serves as a commendation report for the outstanding legal services provided by Acclaim, its attorneys and the legal support staff. My case was handled with efficiency, proficiency and with professionalism. Mr. Joe Novell, the attorney, explained every…
THANK YOU THANK YOU THANK YOU for all the work your firm did for us. We were at wits end with all the collection calls, until one of my wifes co-workers recommended ALS. Since that day 5yrs ago we have had the pressure removed. We were treated with the utmost…
Acclaim Legal Services staff was outstanding! Turnaround time was usual within 24-36 hours in response to a question! The Attorneys give you good advice and really care about their clients! High recommendation given!