A Helping Hand For Michigan Families
Over 75 years of combined legal experience advocating debt resolution for our clients.
We look forward to earning your trust.
Your Chapter 13 will serve as its own credit source. This means that a new lender will look at your performance in the Chapter 13 to qualify you for a new loan. If you have been making your payments on time and in full, a lender will evaluate you on this basis versus perhaps a poor pay history prior to your Chapter 13 filing. Lenders typically like to see at least 12 to 24 months of a positive payment history in the Chapter 13 before qualifying you for a new loan. Of course, there are other factors for the lender to consider, including how much equity you have in your home, other debts that you may have, etc.
My wife and I would like to thank you for your assistance in handling our bankruptcy. Believe me, it was very hard to admit that we had a serious financial problem. Thanks to the professionalism of all your staff, we have been able to overcome our embarrassment and take charge of our lives again.…
I greatly appreciate the excellent job done by Attorney Chris Jones together with Cindy Millns upon the completion of my Chapter 13. They are very prompt and thorough in helping me resolved my 2nd mortgage, credits, helped me make a realistic budget all thru out the term.
I am truly greatful…
My overall experience with Acclaim Legal Services has been excellent. They created a workable budget for me while allowing me to reduce my debt. They were very prompt and helpful when I had questions or concerns. They helped me modify my home mortgage so that I could live stress free after my chapter…
My experience with the Chapter 13 process from beginning to end was challenging at times. Throughout the almost six years working with Acclaim Legal Services, I must say that from the very first day when my wife and I met with William Johnson to the final days working with Attorney Chris Jones and…