A Helping Hand For Michigan Families
Over 120 years of combined legal experience advocating debt resolution for our clients.
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No, the Chapter 13 plan will not require all your income. The attorney will work with you to develop a budget based on your income, monthly expenses and outstanding debt. Our lawyers will reserve money to cover your ongoing monthly expenses (i.e. utilities, groceries, etc.) plus any items that you are not including in the plan (i.e. vehicle). Your plan payment is based on your available income, monthly living expense and outstanding debts. Since the Chapter 13 is a customized program, the payment is based on your individual circumstances. At the time of your initial complimentary consultation, the attorney can typically provide an estimate of your expected plan payment and terms.
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I truly wish that Chris and Cindy had been our legal team from the beginning. We did not know what to expect, we were very uneducated about the chapter 13 process.
Our attorney of record prior would not return email, calls and when I made appointments was not available to help or answer questions.…
My overall experience with Acclaim Legal Services has been excellent. They created a workable budget for me while allowing me to reduce my debt. They were very prompt and helpful when I had questions or concerns. They helped me modify my home mortgage so that…
I would like to extend a special thank you to your firm, especially Cindy Millns and our attorney – they were both very helpful in this whole process very reassuring. I would recommend your firm to anyone that needs assistance!
Just wanted to thank you for all your help settling our deficiency with the bank.
After finding out the bank wanted us to pay the difference between what we owed them on the house and what they sold it for, I didn’t know which way to turn…the thought of possibly loosing our building kept…