Bankruptcy Attorneys Ann Arbor
A law firm specializing in Chapter 13 and Chapter 7 bankruptcy in Ann Arbor, MI
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Reviewed by William Johnson, Managing Attorney
State Bar of Michigan No. P54823 | Extensive experience in bankruptcy law
Admitted to U.S. District Court, Eastern District of Michigan
Member: State Bar of Michigan, Federal Bar Association
About Acclaim Legal Services, an Ann Arbor Bankruptcy Attorney
Even if you ignore creditor calls or throw away past-due notices, financial challenges don't just disappear. Thankfully, when debt is overwhelming, you don't have to face this alone. Acclaim Legal Services is a firm of dedicated bankruptcy lawyers in Ann Arbor, Michigan, ready to help you.
We offer expert legal advice on bankruptcy, debt resolution, and credit restoration to Washtenaw County and the surrounding areas. Yet, what matters is our commitment to our clients. We work tirelessly to help you find real, manageable debt relief solutions.
If you are confronting home foreclosure or considering bankruptcy due to ever-mounting debt, call us at 734-369-9888 to schedule a free, confidential consultation.
Why Choose Acclaim Legal Services
- 80%+ Chapter 13 Confirmation Rate vs. 48% national average
- 96% Chapter 7 Discharge Rate vs. 70% national average
- 18,000+ Clients Served since 2003
- A+ BBB Rating for 20+ years
- Perfect 5.0 Rating - 72 five-star reviews
- Free Consultation - Evening & Saturday appointments available
A Helping Hand
Schedule a free consultation with Acclaim Legal Service to discuss your questions with one of our qualified attorneys.
SCHEDULE A CONSULTATIONAnn Arbor Bankruptcy Solutions at Acclaim Legal Services
At the heart of our services is a commitment to helping our clients get out of debt. In fact, for over 20 years, we've made debt resolution our sole focus. We understand the ins and outs of federal bankruptcy codes and local governing rules, guiding you through this legal maze on your road to financial freedom.
If you're ready to regain control of your financial situation, we can help. We offer a variety of customized and attainable debt resolution services to residents in Washtenaw County, including:
- Chapter 13 Bankruptcy: This manageable payback program accounts for your personal financial situation. When you file for a Chapter 13 repayment program, we can help stop creditors' actions and get your credit back on track.
- Chapter 7 Bankruptcy: If debt is crashing over you, wave after wave, you may need a fresh financial start. Chapter 7 bankruptcy eliminates unsecured debt obligations and helps you start over with a clean slate.
- Chapter 11 Bankruptcy: If your Ann Arbor business keeps facing one financial hurdle after another, Chapter 11 bankruptcy helps restructure your debts so your business can regain financial stability.
- Non-bankruptcy debt settlements: Tired of calls from debt collectors? Are you looking to rebuild your credit? Our team can help you explore debt settlement options that do not require filing for bankruptcy.
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Why Trust Us as Your Ann Arbor Bankruptcy Lawyer
Debt is a highly personal experience that impacts not only your financial well-being but also your emotional and mental health. We don't want you to face this challenge alone. When you choose our bankruptcy law firm in Ann Arbor, our team serves as your guide toward debt resolution, providing you with the care and dedication you deserve.
Our three core principles reflect our commitment to our clients:
- Integrity: When we offer guidance or advise you on a course of action, you can trust that we have your best interests in mind.
- Professionalism: We deeply understand Michigan bankruptcy law and are committed to helping people navigate sometimes complex legal codes to find a lasting solution.
- Quality work: At the end of the day, it's about results — and we've helped thousands of clients in the Ann Arbor area achieve their debt resolution goals. We encourage you to read stories about our clients' experiences.
Areas Served
We proudly help clients in Ann Arbor, Metro-Detroit, and throughout Michigan. We also have offices in Detroit, Flint, Dearborn, Lansing, Southfield, and Warren for convenient bankruptcy and debt relief services across Michigan.
Our Ann Arbor office serves the following cities and surrounding areas:
- Adrian
- Barton Hills
- Belleville
- Brighton
- Canton
- Chelsea
- Dexter
- Dixboro
- Howell
- Jackson
- Manchester
- Milan
- Monroe
- Pinckney
- Plymouth
- Saline
- Whitmore Lake
- Willis
- Ypsilanti
Along with providing bankruptcy solutions in Washtenaw County, we also help clients in nearby counties, including:
- Jackson
- Lenawee
- Macomb
- Monroe
- Oakland
- Sanilac
- St. Clair
- Wayne
Location and Hours
Our Ann Arbor office is on the north side of Packard Street, just west of the underpass for the US-23 expressway. We are located between Platt and Carpenter Road in Suite #2 at the rear of the building.
Address
3875 Packard Street
Suite 2
Ann Arbor, MI 48108
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Phone
734-369-9888
Toll-free: 866-965-2857
If you're exploring your options, feel free to call or text 248-840-3368 after hours with questions or to schedule a complimentary consultation.
Contact Form
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Hours
- Monday: 9 a.m. - 7 p.m.
- Tuesday: 9 a.m. - 7 p.m.
- Wednesday: 9 a.m. - 7 p.m.
- Thursday: 9 a.m. - 7 p.m.
- Friday: 9 a.m. - 5 p.m.
- Saturday: 9 a.m. - 12:00 p.m.
Frequently Asked Questions About Bankruptcy in Ann Arbor
How much does bankruptcy cost in Ann Arbor?
Bankruptcy costs vary by case complexity. Chapter 7 fees typically include attorney fees plus a $338 filing fee. Chapter 13 includes attorney fees and a $313 filing fee, with attorney fees often paid through your repayment plan. We offer flexible payment plans and free consultations to discuss your specific situation. Call our Ann Arbor office at 734-369-9888 for transparent pricing.
Can bankruptcy stop foreclosure in Ann Arbor?
Yes. Filing bankruptcy creates an automatic stay that immediately stops foreclosure proceedings in Ann Arbor and throughout Washtenaw County. Chapter 13 bankruptcy allows you to catch up on missed mortgage payments over 3-5 years while keeping your home. Our Ann Arbor attorneys have helped hundreds of Washtenaw County homeowners save their homes through bankruptcy protection.
Do I need to visit your Ann Arbor office?
Yes, we have a physical office in Ann Arbor at 3875 Packard Street, Suite 2. We offer convenient hours including evening appointments Monday through Thursday until 7 PM and Saturday morning hours from 9:30 AM to 12:30 PM. We can also accommodate phone consultations or you can visit any of our other Michigan office locations.
Will I lose my house if I file bankruptcy in Ann Arbor?
For most Ann Arbor homeowners, the answer is no. Michigan's homestead exemption protects up to $45,000 in home equity for individuals or $90,000 for married couples. Chapter 13 specifically helps you keep your home by allowing you to catch up on missed mortgage payments over time. Our 80%+ Chapter 13 confirmation rate means we know how to structure cases that protect Washtenaw County families' homes.
Which bankruptcy court handles Ann Arbor cases?
Ann Arbor bankruptcy cases are filed in the United States Bankruptcy Court for the Eastern District of Michigan. Our Ann Arbor office is located in Washtenaw County, and our attorneys work regularly with the Ann Arbor Division bankruptcy trustees. Attorney William Johnson has extensive experience in this jurisdiction.
What is the difference between Chapter 7 and Chapter 13?
Chapter 7 is a liquidation bankruptcy that eliminates most unsecured debts in 4-6 months. Chapter 13 is a 3-5 year repayment plan that allows you to catch up on mortgage arrears and keep your assets. Acclaim Legal Services achieves a 96% Chapter 7 discharge rate and 80%+ Chapter 13 confirmation rate. During your free consultation, we'll help determine which option is best for your situation.
How quickly can bankruptcy stop wage garnishment?
Filing bankruptcy creates an automatic stay that stops wage garnishment immediately, often within 24-48 hours of filing. Our Ann Arbor office can schedule same-day or next-day consultations for urgent garnishment cases. Call 734-369-9888 now if you're facing wage garnishment.
Why choose Acclaim Legal Services over other Ann Arbor bankruptcy attorneys?
Our results speak for themselves: 80%+ Chapter 13 confirmation rate versus 48% national average and 96% Chapter 7 discharge rate versus 70% national average. We've served over 18,000 Michigan clients since 2003 and maintained our A+ BBB rating for 20+ years. Our Ann Arbor office has a perfect 5.0 star rating with 72 reviews. Attorney William Johnson brings extensive bankruptcy law experience to every case. Call 734-369-9888 for a free consultation.
Contact a Trusted Bankruptcy Lawyer in Ann Arbor, MI
You deserve a dedicated attorney who can guide you toward lasting debt relief. Living in Ann Arbor or Washtenaw County? Reach out online to schedule a free, confidential consultation with an experienced professional at Acclaim Legal Services. Or, call us at 734-369-9888 to get started.
About This Content: This information about bankruptcy law in Ann Arbor, Michigan was reviewed by William Johnson (State Bar No. P54823), Managing Attorney at Acclaim Legal Services' Ann Arbor office. William brings extensive bankruptcy law experience and has helped thousands of Washtenaw County families achieve financial freedom through Chapter 7 and Chapter 13 bankruptcy. This content was last updated in January 2025. For personalized legal advice about your specific situation, please call our Ann Arbor office at 734-369-9888 for a free consultation.
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Dear Julie, Thank you for the follow-up on our home foreclosure situation. We managed to borrow the money for our relatives to pay the reinstatement fee. Although it was very embarrassing, we felt it was the best course of action. I would like to thank you for all your help. We did talk to a couple…
I have had a bankruptcy case and effect since around May 2018.
Cindy and Brian have been the individuals primarily concerned with my case.
I was with many other people in life this bankruptcy was a very traumatic experience for me.
My immediate family my mom my sister my stepdad…
I would give the Acclaim team an A+. The team never made us feel any less then important to each of them from the Desk Clark to the Trustee – I must say…. the communications that I had with Nicole M. Hollihan was always great – e-mails and voice mails were answered…
Acclaim Legal Services was extremely helpful to us during a very distressing time of our lives. We started off with a chapter 13 then the economy dropped even further and after a year and a half we had to file chapter 7. We had many obstacles to overcome having owned our own business for over 23 yrs.…