Bankruptcy Attorneys in Kalamazoo, MI
A law firm specializing in Chapter 13 and Chapter 7 bankruptcy in Kalamazoo, MI
Schedule a ConsultationKalamazoo, Michigan
Reviewed by Stephen J. Beard, Associate Attorney
State Bar of Michigan No. P76575 | Loyola University Chicago School of Law (J.D.), Dean's List
Over a decade of experience in bankruptcy law | Member: State Bar of Michigan, Federal Bar Association, American Bankruptcy Institute, NACBA
Admitted: U.S. District Court, Eastern District of Michigan & Western District of Michigan
About Acclaim Legal Services, a Kalamazoo Attorney
Financial difficulties can be stressful and emotionally draining. It takes courage to face these challenges. If you need debt resolution in Kalamazoo, Michigan, we can help. Acclaim Legal Services provides the support and guidance you need to regain control of your finances and overcome challenges.
We're dedicated to helping you explore personalized options, such as foreclosure help in Kalamazoo, Chapter 13 bankruptcy, and debt settlement, ensuring you find a path toward a brighter, debt-free future.
If you're ready to speak with a Chapter 13 bankruptcy lawyer or a debt resolution professional in Kalamazoo, reach out to learn more.
Why Choose Acclaim Legal Services
- 96% Chapter 7 Discharge Rate
- 80%+ Chapter 13 Success Rate vs. 35-40% national average
- 18,000+ Clients Helped across Michigan since 2003
- A+ BBB Rating with verified client reviews
- 750+ Five-Star Reviews
- 7 Office Locations serving all of Michigan
- Virtual Meetings Available for Kalamazoo clients
- Local Court Representation - attorneys travel to Kalamazoo
- Same-Day Filing Available for urgent situations
- Free Consultation - No obligation
A Helping Hand
Schedule a free consultation with Acclaim Legal Service to discuss your questions with one of our qualified attorneys.
SCHEDULE A CONSULTATIONWhat a Bankruptcy Attorney in Kalamazoo Can Do for You
For over 20 years, Acclaim Legal Services has been working with people throughout Michigan, helping them find financial freedom. Whether you want to file for bankruptcy in Kalamazoo or explore debt settlement, our compassionate team can guide you every step of the way.
We offer numerous debt resolution services, including:
- Chapter 7 bankruptcy: Eliminate most unsecured debt obligations for a fresh financial start. Our team can help determine if you qualify for a Chapter 7 bankruptcy.
- Chapter 13 bankruptcy: This comprehensive debt repayment plan protects your home and most important assets while offering extensive legal protections from creditors as you pay down debt and work toward financial stability.
- Chapter 11 for businesses: If complex financial situations or high levels of debt threaten your business, learn how Chapter 11 can help you reorganize debt while you continue to operate.
- Non-bankruptcy options: If bankruptcy is not the right option for you, we can help you explore all available avenues for debt resolution to help you achieve financial freedom.
Why Trust Us as Your Kalamazoo Bankruptcy Lawyer?
From car repossession help in Kalamazoo to bankruptcy cases, Acclaim Legal Services provides the compassionate support and unwavering dedication you need to confidently face any financial challenge.
Our legal professionals have an in-depth understanding of federal codes and Michigan bankruptcy rules, carefully overseeing your case and answering every question you may have.
When you work with us, you will receive:
- Thoughtful guidance: We advise and guide you based on your unique debt situation.
- Transparent pricing: We understand that finances are tight, so we ensure you know all costs of our services up front.
- Client education: We carefully explain everything you need to know to provide peace of mind.
- Lasting relief: Our solutions are designed to bring long-term financial stability — for you and your family.
Frequently Asked Questions About Bankruptcy in Kalamazoo
How much does bankruptcy cost in Kalamazoo?
Chapter 13 bankruptcy filing fees in Kalamazoo are $313 (court fee) plus attorney fees. At Acclaim Legal Services, we offer flexible payment plans so you can afford protection from creditors while paying over time. Your free consultation will include a detailed cost breakdown specific to your situation. We serve Kalamazoo clients through virtual meetings and local court representation, with our nearest physical office in Lansing.
Can bankruptcy stop foreclosure in Kalamazoo?
Yes! Chapter 13 bankruptcy immediately stops foreclosure through automatic stay protection in Kalamazoo and throughout Kalamazoo County. You can catch up on mortgage arrears over 3-5 years while keeping your home. Our 80%+ Chapter 13 confirmation rate—more than double the national average—means we successfully help most clients save their homes.
Do you have an office in Kalamazoo or how do you serve clients there?
While we don't have a physical office in Kalamazoo, we fully serve Kalamazoo County clients through convenient virtual consultations and meetings via phone and video conference. Our attorneys travel to Kalamazoo for all necessary court appearances to represent you locally. Our nearest physical office is in Lansing, approximately 70 miles away. This virtual model allows us to serve you efficiently while maintaining our exceptional 80%+ Chapter 13 success rate.
Will I lose my house in Kalamazoo bankruptcy?
No! Chapter 13 bankruptcy is specifically designed to help Kalamazoo homeowners keep their homes while catching up on mortgage arrears. Our 80%+ Chapter 13 success rate means we've helped thousands of Michigan families stop foreclosure and save their homes. Michigan's homestead exemption also protects significant home equity in Chapter 7.
Which bankruptcy court handles Kalamazoo cases?
Kalamazoo bankruptcy cases are filed in the United States Bankruptcy Court for the Western District of Michigan. Our attorneys travel to Kalamazoo for all necessary court appearances and work regularly with Kalamazoo County bankruptcy trustees, bringing extensive experience in this jurisdiction.
Serving Kalamazoo County and All of Michigan
Acclaim Legal Services proudly serves residents throughout Michigan. We have offices in Detroit, Flint, Dearborn, Lansing, Southfield, and Warren , and we are proud to assist people in the following cities and townships in Kalamazoo County:
- Kalamazoo
- Portage
- Oshtemo
- Comstock
- Cooper
- Schoolcraft
- Westwood
- Richland
- Eastwood
Learn How to Consolidate or Reduce Your Debts in Kalamazoo
Learn how our highly experienced legal team can help you stop car repossession and foreclosure in Kalamazoo. Schedule your free consultation to get started.
If you're experiencing financial stress and our team does not currently represent you, call or text 248-840-3368 anytime to request an initial appointment.
About Our Kalamazoo Bankruptcy Services
Acclaim Legal Services has been serving Kalamazoo and Kalamazoo County residents since 2003 with specialized Chapter 7 and Chapter 13 bankruptcy representation. Our associate attorney, Stephen J. Beard (State Bar No. P76575), leads our team serving Kalamazoo through convenient virtual consultations and local court representation. While we don't have a physical office in Kalamazoo, our attorneys travel to Kalamazoo for all necessary court appearances, and our nearest office is located in Lansing, approximately 70 miles away.
Success Rates:
96% Chapter 7 discharge rate
80%+ Chapter 13 confirmation rate (2x+ national average of 35-40%)
18,000+ clients helped across Michigan since 2003
750+ five-star reviews
Attorney Qualifications:
Stephen J. Beard brings over a decade of bankruptcy law experience to every case. Educated at Michigan State University and Loyola University Chicago School of Law (Dean's List), he is admitted to practice before the U.S. District Court, Eastern District of Michigan and Western District of Michigan, and maintains active memberships in the State Bar of Michigan, Federal Bar Association, American Bankruptcy Institute (ABI), and National Association of Consumer Bankruptcy Attorneys (NACBA).
How We Serve Kalamazoo:
While we don't maintain a physical office in Kalamazoo, we fully serve Kalamazoo County through virtual consultations via phone and video conference. Our attorneys travel to Kalamazoo for all necessary court appearances to represent you in person. This service model combines convenience with local expertise, allowing us to maintain our exceptional success rates while serving you efficiently.
Court Information:
Kalamazoo bankruptcy cases are filed in the United States Bankruptcy Court for the Western District of Michigan. Our attorneys work regularly with Kalamazoo County bankruptcy trustees and have extensive experience in this jurisdiction, traveling to local court as needed for your representation.
Last Updated: December 2025 | This information is provided for general educational purposes and does not constitute legal advice. Bankruptcy laws and procedures are subject to change. Contact Acclaim Legal Services for personalized guidance specific to your situation.
Over the past few years I have been working with Cindy Millns for my case. She has been so easy to work with and helpful, that I cannot express enough gratitude for her professionalism and courtesy during my troubling times. She took the time to answer phone…
THANK YOU THANK YOU THANK YOU for all the work your firm did for us. We were at wits end with all the collection calls, until one of my wifes co-workers recommended ALS. Since that day 5yrs ago we have had the pressure removed. We were treated with the utmost…
I wanted to take a few moments and offer a sincere THANK YOU for all the hard work that everyone at Acclaim Legal Services has done so far on my Chapter 13 Bankruptcy case. As you know, this process has a lot of emotional attributes for the filing person and is not a position I ever foresaw.
Since…
I am thankful to Acclaim Legal Services for their diligence and professionalism in completing my Chapter 7. I am very pleased with their unwavering commitment to me, the customer. From the very beginning, attorney Christopher Jones gave me confidence and assurances…

