Many hardworking Michiganders feel overwhelmed by debt, creditor pressure, and difficult financial choices. If you’re worried about losing your home, falling behind on bills, or just feeling stuck — there is a way forward.

If you’re like most people considering bankruptcy, you probably have one big question in mind: What can I keep? After all, bankruptcy is designed to give you a fresh start — not take away the essentials you need to rebuild your life.

That’s why bankruptcy exemptions matter so much. And in Michigan, these protections have been a hot topic lately — sparking political debates,…

Filing for Chapter 13 bankruptcy is a big step — but choosing the right Michigan bankruptcy law firm can make all the difference in how smooth (or stressful) the process feels. If you live anywhere in Michigan — Detroit, Flint, Ann Arbor, Southfield, Warren, Dearborn, Lansing, or nearby — here’s how to find an attorney who will stand by you every…

Filing for bankruptcy is a big decision — one most people try to avoid at all costs. We completely understand the hesitation. But too often, we see the downside of waiting too long to get real help with overwhelming debt.

So, how do you know if it's time to talk to a Michigan bankruptcy attorney about filing for Chapter 7 or Chapter 13 bankruptcy.

Do…

Taking Back Control — One Step at a Time

Filing for Chapter 13 bankruptcy in Michigan isn’t about walking away — it’s about moving forward with a plan that gives you and your family a real path to a stronger financial future. One of the biggest questions people have is:  Do I even qualify?

One of the main factors is your…

You made it through bankruptcy.
You earned your discharge.
And now your credit report should reflect that fresh start — but something’s off.

If your discharged debts are still showing up or your credit score doesn’t reflect your progress, you are not alone — and you do have options to correct this issue.

Whether you filed with our office or elsewhere,…

You may be entitled to a refund, and we can help you recover it.

If you’ve ever paid a debt settlement, debt consolidation, or credit repair company hoping for relief — only to end up more overwhelmed…

What do you think when you hear the word bankruptcy? Most people view this as a last resort. They imagine losing property or damaging their credit beyond repair. Yet, bankruptcy can be a way to reorganize and restructure debt so you can move forward without the burden of past financial obligations.

There is a wide array of unique financial tools available under a Chapter 13 bankruptcy. This…

Written by and from the perspective of a Michigan Mortgage Loan Officer

Managing Attorney Chris Jones was recently interviewed and featured in an informational article about filing for bankruptcy and the benefits of Chapter 13 bankruptcy.